10 Car Insurance Rates: Compare Insurance & Save $540/year! Get Your Custom Quote Now.

Buying a new car insurance policy is not easy. If you're wondering what kind of people get the lowest insurance rates and why here's an interesting list of people. Statistics show that individuals under the age of 25 take more risks while driving and so their insurance rates are higher. But older drivers are more careful and mature, so their car insurance rates drop.

 

The fewer insurance claims you make, the lower your rates will be because the insurance company's records will not show a higher accident rate for you. 7. Mr. Mix and Match: If you're planning on buying a house and need to buy insurance, try combining your car insurance with it. 8. Master Bookworm: If your child is a senior in high school or a college freshman, getting good grades will make a huge difference in your car insurance rates. Most car insurance companies will give a discount if your GPA is above 3.0. 9. Mr. Cautious: Installing car alarms and air bags in your vehicle can make the world of a difference in your insurance rates. Even though the number of women drivers is steadily increasing, the number of women is still lower and they therefore get lower insurance rates.

Read more: 10 People Who Have The Best Car Insurance Rates